Free tools
Create a WhatsApp UPI Payment Request
Pick a tone, add your UPI ID, and send it.
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Tone
Your message
Hi. Whenever it suits you, here is the UPI link for the design work.
What this does
It writes the message for you: a short, polite request with your UPI link in it, in English, Hindi or Hinglish. Asking for money is awkward to word, and a template you can edit is easier than a blank box.
How to use it
- 1
Type your UPI ID and the amount you are asking for.
- 2
Pick the language and edit the message until it sounds like you.
- 3
Send it to WhatsApp, or copy it and paste it wherever you like.
Free tools
You get: a polite message in your language, ready to send.
When this is useful
Use it when asking for money is the awkward part. A split bill, a shared gift, an invoice that has gone quiet. A written line you can edit is easier than starting from an empty box.
- This writes a message. You send it the way you send any other message.
- They tap the link, their own UPI app opens, and they pay from there.
- Nothing goes through WhatsApp except the words, so WhatsApp Pay is not needed.
This is not WhatsApp Pay
WhatsApp has its own payment feature, and this is not it. This writes a message, with your UPI link inside it, that you send like any other message. The person who gets it taps the link, their own UPI app opens, and they pay from there. Nothing goes through WhatsApp except the words. That means it works whether or not either of you has WhatsApp Pay set up, and whether or not it is available where you are.
Questions
Can I change the wording?
Yes. Everything is editable before you send it, and nothing is fixed.
Which languages does it write in?
English, Hindi and Hinglish, so you can send the one the other person actually reads.
Does the person need an account anywhere?
No. They tap the link in the message and pay from their own UPI app.
How do I ask for a payment on WhatsApp?
Write what you are asking for, pick a tone, and send. This tool writes the line and puts your UPI link at the end of it, so the other person taps once and their own UPI app opens with your details in it.
How do you ask for money politely?
Say what it is for, say the amount plainly, and make paying easy. Most of the awkwardness comes from hedging: a vague ask reads as a bigger imposition than a clear one. The tones above are three versions of the same message, from formal to friendly, and all of them are editable.
Is there a WhatsApp link that earns money?
No, and anything promising one is worth backing away from. A link cannot generate money; it can only ask someone to send some. This one does that, politely, and nothing else.
Can I ask a friend without it being strange?
That is what the warm tone is for. It is shorter, it drops the formal framing, and it reads like a message rather than an invoice. Edit it until it sounds like you actually talk.
Other UPI tools
Keep all of this at one address
The tool you just used is free and always will be. So is the page: your QR, your amounts and a wall of thank-yous, at kulhad.co/yourname. Every rupee goes straight to your UPI.